Sallie Mae®

Our loan applications are subject to a minimum loan amount of $1,000. The maximum amount depends on the type of student loan. Undergraduate students can borrow up to 100% of their school- certified expenses—however, the loan amount cannot exceed the cost of attendance less any financial aid received, as certified by the school.¹ For post-graduate loans, the maximum amounts range for $15,000-$30,000 depending on the type of loan.

When applying for a student loan from CW in partnership with Sallie Mae®, the loan will be transferred to our services provider, Sallie Mae®.

It takes about 10 minutes to apply and get a credit decision. If approved, the student can choose the loan options, accept the loan disclosure, and then the loan is certified by the school. The funds are sent (disbursed) directly to the school.

Students can borrow to cover the costs at a  participating institution, even if they are not a full- or half-time student. The undergraduate and graduate loan's flexibility makes it a good choice for many situations:

• U.S. citizens & U.S. permanent residents
• Students who meet current credit and other eligibility criterria
• Students attending school full-time, half-time, or less than half-time, or taking prerequisite classes
• Students taking a full class load, just a few classes, enrolled in a winter or summer term, or studying abroad
• Students taking eligible online courses
• Students who still need funds after maximizing grants, scholarships, & federal student loans
• Students seeking a professional certification or enrolled in a continuing education program
• Students who are not U.S. citizens or U.S. permanent residents

Yes! Students with Sallie Mae® Smart Option Student Loan® that are attending at least half-time can get up to 100% of school costs covered.¹ Tution, laptops, books, and more— you'll be good to go!

Private loans are credit-based, which means through our partnership with Sallie Mae®, they will check the applicant's credit when submitting an application. While not required, applying for Sallie Mae® Smart Option Student Loan® with a cosigner may help the chances for approval. A cosigner is someone who shares responsibility with the student for paying back the loan and is often a parent but can be ay creditworthy adult who is a U.S. citizen or U.S. permanent resident.