DEAL WITH PEOPLE WHO CARE!
Loan repayment and other problems are handled by local persons who know you and who are willing to work with you in times of difficulty. No disinterested person will demand full payments "no matter what".
COURTESY OVERDRAFT CALLS!
Have you ever accidentally overdrawn your checking account? We can automatically transfer money from your savings or will even attempt to call and inform you of the problem. You will be given a chance to make a deposit before any checks are returned. You pay an overdraft fee of only a few dollars to cover our costs. If a check is returned, our charge is only $9, not $15, $20 or more.
DIVIDENDS PAID EACH MONTH!
Your dividends will be deposited into your account at the end of each month where they will be compounded. There is no need to tie up your money for three months or more or maintain a balance of $2,500 or more to earn a high rate of return.
CONVENIENT DIRECT DEPOSIT!
You can deposit payroll or government recurring payments into your savings or checking accounts electronically. Many area employers also offer payroll deduction.
LOW COST CREDIT INSURANCE
Low cost credit life and disability insurance is available on all loans.
Premiums are added to your loan balance at the end of each month, not "up front", saving you interest costs and early payoff penalties.
EARN TOP RATES!
At Communitywide, you'll find that you can earn a good return on your money without tieing it up for a long period of time. Dividends will be paid based on the balance in your account each day.
Our high yield savings accounts pay a good return on money you want to be available at any time.
Our "Funds" accounts pay top dividends yet allow you monthly access to your money without penalty.
