Communitywide Federal Credit Union
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   OUR HISTORY

COMMUNITYWIDE FEDERAL CREDIT UNION was started in September of 1967. It's original charter name was West Washington Association Federal Credit Union, and it served primarily the inner city residents of South Bend. It took the combined efforts of concerned citizens and seed money from the Catholic Church to start this credit union. The first charter member was Father Daniel Peil. It was apparent that there was a need for financial services at a minimum expense along with counsel and education for the people in South Bend. The philosophy of our credit union was then and still remains "People helping People".

In September of 1975, Ben Johnson became Manager of the credit union. He felt that the credit union should reach more people and, therefore changed the name to St. Joseph County Community Federal Credit Union. He canvassed area employers and set up payroll deductions to the credit union for many of them. This brought credit union services to many more residents. Ben Johnson's work was instrumental in the development of the credit union at that time. He later left this area to take a position with the National Credit Union Administration in Washington, D. C.

In October of 1978, Credit Union Service Center was named manager of the credit union and its office was moved into the building at 740 S. Chapin Street, South Bend. At this time, the credit union was a very small and struggling credit union. However, with new management and new directors, many ex-citing things began to happen.

In December 1980, the Allied Products Federal Credit Union joined with St. Joseph County Community FCU. This welcome addition helped start the credit union to gain in size and strength.

In 1981, changes were being planned that would set the stage for the future growth and success of the credit union. The directors and members of three credit unions agreed that a merger would be in their best interest. On January 1, 1982, AMG Federal Credit Union and White Farm Employees Federal Credit Union merged into Community (St. Joseph County) FCU. Even though its assets were only $1.7 million, this combined unit was soon able to offer many new benefits and services to its members that were previously not possible.

Since then, a number of other credit union's also merged with the credit union. Those credit unions were:

NIPSCO Employees FCU, South Bend/Mishawaka
U, S. Government Employees FCU
Sibley Employees FCU
Mastic Employees FCU
Wheel Horse Employees FCU

The credit union continued to grow with the addition of each of these groups, but much additional growth was realized from persons in the community who recognized the high value of the financial services that were being offered and decided to join the credit union.

The name of the credit union was changed in 1985 to COMMUNITYWIDE FEDERAL CREDIT UNION. This name was chosen because many persons throughout the community recognized the high value of the financial services that were offered and decided to join the credit union.

As Communitywide grew in size and strength, it actively served its members by offering new products and services.

April 1982

  • Checking accounts and check cashing
    March 1984
  • Mishawaka (McKinley) office opened
    June 1984
  • Home Equity Loans
    August 1985
  • VISA Cards offered
    October 1988
  • Ireland Road office opened
    January 1989
  • Saturday office hours
    April 1989
  • IRA accounts
    June 1989
  • "Sybil", our phone teller
    August 1990
  • Edison Road office opened
    October 1990
  • Sample St. office opened
    January 1993
  • ATM cards issued January 1994
  • Tax service and refund loans
    October 1994
  • Daily dividends on all accounts
    February 1996
  • "Funds" accounts offered
    January 1998
  • Western Ave. headquarters opened January 1998
  • 4625 LWE, Mishawaka office opened January 2000
  • New Ireland & Hickory Rd Offices

    Because we have offered excellent personal service and financial services that have high value, Communitywide has grown in strength and size. Our current assets of over $115 million and membership of more than 23,000 make us one of the larger credit unions in the Michiana area. This trend is expected to continue.

  • Why not bring all of your savings and checking funds to Communitywide?
    You'll be glad you did!


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