Our Interest is Serving Yours

Effective November 15, 2014
Rates subject to change without notice


Term Share Certificates

Months APY Months APY Months APY
6 .70% 24 1.00% 48 1.60%
12 .70% 30 1.10% 60 2.00%
18 .80% 36 1.20% Minimum Amount - $2,000.


Certificate Specials

1.30% APY 29-32 months

Early Withdrawal Penalty: Any amount withdrawn before the Maturity Date will be charged an Early Withdrawal Penalty of the greater of 1.0% of the amount withdrawn or the amount withdrawn times the amount of remaining term in years times the difference between our then current certificate rate and this certificate rate. There will be no early withdrawal penalty if the holder should die before the certificate matures. Dividends earned will be paid at the end of each month and disbursed as directed by the holder. Funds from Certificates will be deposited into regular shares on the maturity date unless other arrangements are made. Savings federally insured by NCUA to at least $250,000 and backed by the full faith and credit of the United States Government.


Best Savings Rates Anywhere

  Daily Monthly Quarterly Quarterly  
Average Daily Balance Savings Funds-1 Funds-3 I.R.A. Checking
$500 to 999 0.00% APY 0.40% APY 0.00% APY 0.00% APY 0.00% APY
$1,000 to 1,999 0.30% APY 0.40% APY 0.00% APY 0.00% APY 0.30% APY
$2,000 to 9,999 0.30% APY 0.40% APY 0.70% APY 0.70% APY 0.30% APY
$10,000 & more 0.30% APY 0.40% APY 0.70% APY 0.70% APY 0.30% APY
Minimum balance to open $5.00 $500.00 $2,000.00 $2,000.00 $15.00
Min. balance to earn dividends $1,000.00 $500.00 $2,000.00 $2,000.00 $1,000.00
Dividends earned each: Day Day Day Day Day
Dividends paid at end of each: Month Month Month Month Month
No penalty withdrawal period: Any time 1st 5 days of month 1st 5 days of each qtr. Any time Any time
Withdrawal penalty on amount: None 7 days dividends 30 days dividends None None


Fees can reduce the earnings on the account



Additional account terms and fee information is available upon request.
Terms and conditions subject to change without notice.
Savings federally insured by NCUA to at least $250,000 and backed by the full faith and credit of
the United States Government.